We make the banks remove the derogatory comments from the credit reports so your credit score is restored to what it was before you got hit with the fraudulent charges.Ĭall us at C redit Repair Lawyers of America if you have fraudulent charges on your credit report. When we file these lawsuits and settle them, we always consider the damage that has been caused to our clients’ credit reports due to their refusal to pay for charges that are not theirs. Consider the damage that the bank has caused to your credit standing.We collect our fees and costs from the defendants that we sue. We are very good about the cases we select and how we litigate them. Under the law, we can sue for your damages, costs, and attorneys’ fees. It costs you nothing out of pocket to hire us.More importantly, many of them know the judges and well….you probably don’t. They know legal procedure and you do not. These young attorneys make their bones with their firms by beating up the wannabe Perry Masons. The bank attorneys get a steady diet of DIYers that they feed to their young associate attorneys.Suing banks is not a do it yourself project. Hire us if the bank wont remove the fraudulent charge from your credit card statement. The Fair Credit Billing Act gives you a very short 1 year statute of limitations within which to sue the bank to remove the bogus charges, starting from the date that the bank declines your dispute. When and if the bank declines your dispute (many times it will), you must file your lawsuit within 1 year or you will be stuck paying the fraudulent charges.Look at your credit card statement that comes the following month to be certain that the bank gave you a temporary credit. While the bank researches your dispute, it cannot charge you for the disputed item nor can it collect on it or charge you interest. Be sure the bank issues you a temporary credit. Don’t back off until you get this acknowledgment. If you don’t get a written acknowledgement of your dispute or an email of it, be sure to call the bank and ask them for an acknowledgment in writing. Again, this may or may count as a writing of your dispute to satisfy the statute, but it certainly helps in showing that the bank was aware of your dispute. This is your proof that the bank received your dispute.
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